Health insurance is a type of insurance products that specifically guarantee the cost of health care or the members of insurance if they fall ill or have an accident. In general there are two types of care offered by insurance companies, namely Inpatient (in-patient treatment) and outpatient (out-patient treatment).
Health insurance products held by both the social insurance companies, life insurance companies, insurance companies and the public.
In Indonesia, PT Askes Indonesia is one of the insurance companies that hold the social health insurance to its members who are the main civil servants both civil and non-civilians. Their children are also guaranteed up to the age of 21 years. The retirees and their wife or husband is also guaranteed for life.
Some insurance companies and insurance losses were also the program's health-insurance program with a variety of different variants. In general, insurance companies that hold health insurance program in cooperation with the hospital provider either directly or through intermediary institutions as assistant hospital management network.